The small group market encompasses those employers that have one to fifty employees. This market place is tightly regulated by the state of Florida (see link below for the complete legislation). A major part of the legislation requires that all health insurance carriers MUST offer their group health plans on a guarantee issue basis. Sihle Insurance Group, Inc. represents all of the major carriers that offer coverage throughout Florida.

We will listen to the unique objectives of each client and create an employee benefits package to meet those goals. The added value to an employer of having a quality employee benefits plan includes:

	Enhanced employee morale and productivity
	Added reward to employees
	Heightened ability to attract and retain valuable employees
	Reduced administration problems
	Improved stability of the employee benefits program