Sihle Financial Services Key Accounts Division understands the challenges that a large, multi-site or multi-state employer faces in effectively designing, implementing and administering its employee benefit programs. That is why we employ a unique consulting and service model especially designed to meet these needs.

Particularly in an environment where healthcare and related benefits costs are increasing at a significantly greater rate than the standard living wage, companies can no longer afford to passively manage their employee benefit programs. The reality of today's economy mandates a more strategic view. At Sihle Insurance Group, Inc., we strive to help our clients understand and manage their risks and effectively communicate the value of their programs. In this respect, we encourage each of our clients to develop a benefit philosophy consistent with their unique needs and specific business objectives.

Prior to making any recommendations, we conduct a thorough review of the client's existing plan, including loss history , costs, contribution strategy and participation data, employee satisfaction with the plan, access to providers, and quality of service. Our primary goal is to determine what the client hopes to accomplish through its employee benefit programs, be it cost reduction, improvement of benefits, or both.

Through listening to the unique objectives of each individual client, we will develop an employee benefits package to meet those goals. The added value to an employer of having a quality employee benefits plan includes:

	Enhanced employee morale and productivity
	Added reward to employees
	Heightened ability to attract and retain valuable employees
	Reduced administration problems
	Improved stability of the employee benefits program