Hurricanes, local drainage problems, and heavy rains can take water where you least expect it - into your home. Your homeowner's policy does not cover flood.

Simply because your home is not in a high hazard area does not mean the risk of flood damage is removed. In fact, up to one quarter of all flood damage occurs in areas outside of designated high hazard areas.

If your property is in a high hazard area, you may qualify for flood insurance through the Preferred Risk Program. This low cost alternative provides coverage for your home and contents. There is a waiting period - so act now!