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Accident
A fortuitous, unexpected, undesigned, unintended event occurring suddenly.

Accounts Receivable Coverage Form
A coverage form that insures against loss when not able to collect account receivables from customers.

Actual Cash Value (ACV)
The cost to replace an item of property at the time of loss, less an allowance for depreciation. Often used to determine amount of reimbursement for a loss (Replacement Cost — Depreciation).

Additional insured
An individual, company or some other entity that is not considered the insured as definded under the insurance policy of another, but may be added to that policy by endorsement to afford a degree of insurance protection.

Additional insured
 This is an individual, company or some other entity that is not considered the insured as definded under the insurance policy of another, but may be added to that policy by endorsement to aford a degree

Adjuster
 A representative of the insurer who arranges for adjustment and/or settlement of a loss

Agreed Value
Written with property insurance policies. It waives the Coinsurance clause and requires the insured to carry insurance equal to at least 80% of a signed statement of values filed with the company.  

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