Colorado State University has released its annual hurricane outlook. This coming 2019 season is predicted to have a total of 13 named storms, five hurricanes, and two major hurricanes.

You can read the detailed report here, but this year’s forecast “closely matches the 30-year average of 12 named storms, six hurricanes, and three major hurricanes (major hurricanes defined as a Category 3 or stronger.)” Click here for the full recap from Weather.Com.

As hurricane season starts June 1st, there’s no time like the present to make sure you are prepped and ready in the event of a major storm. Click here for the National Hurricane Center’s checklist of hurricane preparedness.

Here are a few things to keep in mind for insuring a home against these dangers:

Certain companies will NOT be able to bind, issue or request issuance of policies providing the perils of Windstorm or Extended Coverage when a hurricane is reported to be within the area bounded by North of 15 degrees North Latitude, South of 35 degrees North Latitude. West of 70 degrees West Longitude and East of 95 degrees West Longitude.

Note: The restriction also applies when a tropical storm or hurricane watch or warning has been issued by the National Hurricane Center.

This applies to All Risk, Homeowners, Farmowners, Dwelling, Commercial Fire or Commercial Package, Inland Marine or Ocean Marine and Automobile Physical Damage policies on risks of personal or real property within 100 miles of the coast.

Connect with one of our agents here, or by calling 407.869.0962 to speak with one of our experts to make sure you are covered this season.