Homeowners insurance
See how affordable your home owners insurance can be
Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets with in your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.
Sihle Insurance Group could help you get affordable home insurance coverage. Combining your home and auto insurance policies could save you time and money. If you currently have homeowners insurance with another company, you could save more by getting a home insurance quote and switching to Sihle Insurance Group.
Why do I need homeowners insurance?
- Home insurance protects one of your most important investments
- A homeowners insurance policy offers protection for you from accidents in your home or on your property
- Most mortgage lenders require homeowners insurance
Who should carry homeowners insurance?
- First-time home buyers
- Current homeowners
What does a homeowners insurance policy cover?
Property Damage
- Fire
- Wind
- Hail
-
Water damage
(unless excluded by your policy)
Personal Property
- Furniture
- Appliances
- Clothing
- Dishes
Jewelry
- Engagement rings
- Wedding bands
- Diamond bracelets
What other risks may be covered by home insurance policy?
- Personal Liability
Could help with medical expenses or property damage to others caused by you or members of your household, including pets Personal liability could also help with legal expenses in the case of a lawsuit.
Example: A visitor trips on loose carpet in your home and gets injured; or your child accidentally throws a ball through a neighbor’s window and breaks an expensive vase.
- Medical Bills
Covers medical payments for minor injuries to people who don’t live with you but get hurt on your property.
Example: A visitor slips down your steps on a rainy day and gets injured.
- Additional Expenses
Coverage for extra costs you might have to pay when experiencing a covered loss.
Example: A fire makes your home uninhabitable and you need to temporarily live somewhere else.
What isn't covered by a typical homeowners insurance policy?
Earthquakes
Flooding from naturally rising water
Maintenance issues
Nuclear hazard
policy to get the coverage you need.
What other risks may be covered by home insurance policy?
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Multi-Policy Discount
Insuring your car with us and having
a homeowners insurance policy
through Sihle Insurance Group
means you could get a discount on
your car insurance.
Home Security Systems
Smoke Detector Alarms or Fire Extinguishers
What other risks may be covered by home insurance policy?
Get a Quote
We can help you tailor a policy to fit your needs and budget. check out the below for more information, then get your quick
and easy home insurance quote online today!
- Home Insurance Coverages
- Multi-Policy Discount
After your policy is started, you are assigned a dedicated account manager to help with your homeowners insurance servicing needs.
- Bill Payments
- Policy Updates
- Reporting Claims, And More
Policy Service and Claims
What other risks may be covered by home insurance policy?
If you rent an apartment, condo, house, etc., you need renters insurance Get a renters insurance quote today and we’ll show you how easy and affordable it is to protect what you care about.
Flood Insurance Is A Separate Policy With Additional Protection To A Homeowners Policy, Protecting You From More Severe Types Of Water Damage Like Heavy Rain, Melting Snow, Or Severe Coastal Storms.
If You Live In An Area At High Risk For Floods, Flood Insurance May Be
Required By Your Lender.
Get Your Free Storm & Flood Protection Quote.
What other risks may be covered by home insurance policy?
You Can Reach A Homeowners Insurance Sales Agent At (844) 221-1152
Office Hours
- Mon – Fri
- 8:00 AM – 5:00 PM (EST)