Phone: 904-421-8600  |  Fax: 904-421-8601

Business Insurance

Our Commercial Property & Casualty Division offers business insurance solutions to clients ranging from local, main street businesses to large national and international corporations. We understand every business is different, which is why our agents get to know your operations, evaluate your current insurance program and provide customized solutions to fit your specific needs.


Once an insurance program in place, we will work with you throughout the year to enhance your risk profile so you are more attractive in the marketplace, which ultimately will reduce insurance costs.


As a full-service, independent agency, we are not limited to just one carrier. We represent hundreds of insurance carriers and have established strong partnerships that allow us to offer our clients the most comprehensive coverages for the best price.


Insurance Coverages

• General Liability• Property• Business Auto• Umbrella / Excess• Workers Compensation• Employment Practices Liability• Cyber & Data Breach• Directors & Officers Liability • Garage Liability / Garagekeepers• Professional Liability and E&O• Inland/Ocean Marine• Builders Risk• Equipment• Crime• Flood

Our clients also receive access to a FREE HR & Employment Hotline through our partnership with a Third Party Management Consultant. This valuable tool can assist with human resources, personnel management and employment related questions.


Just another reason why at GHG Insurance Group, The Difference is Service!




Our team comprises some of the most prominent specialists across many industries, providing insurance solutions for many industries including those listed below. When we say we know and understand your business, we mean it.


• Hospitality• Condominium & Homeowners Associations• Manufacturers• Distributors & Wholesalers• Restaurants & Bars• Trucking• Healthcare• Golf Courses• Automobile Dealerships• Church / School Program  • PEO / Staffing• Construction• Non-Profits• Retailers/Main Street Business• Entertainment/Amusements/Sports• Agriculture• Energy – Propane/Petroleum• Technology• Municipalities• Environmental |  A Division of Sihle Insurance Group